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    Toby Twotoes and I are having lunch. "I'm worried," Toby says. "About what?" I ask. "Health," he says. "Whose health?" I ask. "Everybody's," he says.  "Why?" I ask. "All during the election campaigns," he elaborates, "the candidates for president, governor and other offices talked and talked about health care, but they meant health insurance. They never really got around to discussing access and ...
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